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Exercise dresses (such as the Align Dress) are currently extremely popular, and come with built-in shorts as well

But for my money, the main advantage of penny loafers is that they help you execute what I like to call The 10% Rule: If you want to look sharp and stand out from the crowd, aim to dress 10% better than the average guy in any given situation

Charley Gallay/Getty Images Entertainment/Getty Images 2007, High School Musical 2 premiere Wearing a satin red gown to the 2007 premiere of High School Musical 2

If you want to be extra fancy you can always go for a women's tailored suit

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Valentines Date Night Dress - Black One-Shoulder Dress What to wear on Valentines Day - A one-shoulder dress with large bow on the shoulder Our fourth outfit suggestion features our organic cotton one-shouldered dress, this stylish dress is classy and sophisticated